መደበኛ ቁጠባ
ያለማቋረጥበየወሩየሚቆጥብየግዴታቁጠባነው፡፡በቋሚነትተቀማጭየሚደረግሲሆንተበዳሪአባላትዕዳቸውእስቀሚጠናቀቅድረስወጪየማይደረግየቁጠባዓይነትነው፡፡የግዴታወይምመደበኛቁጠባዎችተበዳሪውብድርየማግኘትእድልንየሚያመቻችአነስተኛቁጠባተብሎይገለጻልእናለክፍያአውንታዊመነሳሳትንበማስያዣምትክሆኖሊታይይችላል።ተበዳሪዎችብድሩንእስኪመልሱድረስመደበኛቁጠባማውጣትአይፈቅድም።
Compulsory Savings
It is a mandatory saving that saves continuously every month. A fixed deposit is a type of savings that borrowers cannot spend until their debts are settled. Mandatory or compulsory savings are defined as the minimum savings that facilitate the borrower's access to credit and can be seen as a substitute for collateral as a positive incentive for repayment. Compulsory savings do not allow withdrawals until borrowers repay the loan.